Abstract
These days I had opportunity of reading some papers about finance data analysis, meaning credit score, default rate and so on. Personally, I want to tackle with cutting-edge way as soon as possible. But, it is important to see from basic flow on this kind of case. So, here, on this article, I'll follow the basic work flow like univariate analytics with Logistic Regression.To focus on basic flow and some characteristics, I'll ignore some manner to the data and modeling.
This article more or less follows the chapter 2 and 3 of the following article.